Surviving Midwest Winter Storms: Protecting Yourself with Flexible Work and Supplemental Benefits

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The Midwest is known for its harsh winters, bringing snowstorms, icy roads, and dangerously low temperatures. These conditions increase the risk of accidents and injuries, affecting daily life and workplace productivity. For employees, the ability to work from home and having the right supplemental benefits can make all the difference in maintaining financial stability when injuries or illnesses occur.

The Dangers of Midwest Winter Storms

Each year, thousands of people suffer injuries due to icy roads and sidewalks. Slips, falls, and vehicle accidents are common, leading to fractures, concussions, and other serious injuries. According to the National Safety Council (NSC), winter weather-related slips and falls are a leading cause of workplace injuries. Learn more.

The Bureau of Labor Statistics (BLS) reports that over 20,000 workplace injuries each year are directly related to ice, sleet, or snow. These incidents not only result in physical harm but also in financial strain due to lost wages and medical expenses. See the stats.

How Flexible Work Arrangements Can Help

Many companies are recognizing the importance of flexible work arrangements during winter. Working from home can reduce the risk of commuting accidents and ensure employees remain productive despite bad weather.

Additionally, the Occupational Safety and Health Administration (OSHA) provides guidelines for winter weather safety in the workplace, ensuring employers take necessary precautions to protect their workforce. Read OSHA's recommendations.

Why Supplemental Benefits Are Essential

While traditional health insurance covers medical expenses, it often does not provide income replacement or extra support during recovery. This is where supplemental benefits, such as accident insurance, short-term disability, and critical illness coverage, come into play.

• Accident Insurance helps cover out-of-pocket costs for injuries sustained due to falls or car accidents.

• Short-Term Disability Insurance provides financial support when an injury prevents an employee from working.

• Critical Illness Insurance offers lump-sum payouts for serious conditions like heart attacks or strokes, which can be triggered by extreme cold.

The Centers for Disease Control and Prevention (CDC) emphasizes the importance of winter preparedness and safety, which includes having proper insurance coverage. Check out their winter health tips.

Winter Driving and Road Safety

Slippery roads lead to thousands of accidents each year. The National Highway Traffic Safety Administration (NHTSA) offers valuable tips on safe winter driving, including vehicle maintenance, emergency kits, and defensive driving techniques. Review winter driving tips.

Protect Yourself This Winter: Schedule a Call Today

Winter weather is unpredictable, but your financial security doesn’t have to be. Protect yourself and your employees with the right supplemental benefits. At Worklife Benefit Consultants, we specialize in tailoring benefit plans that ensure you’re covered in case of injury or illness.

Schedule a consultation with us today to explore your options and stay protected this