President Trump's Executive Order Affecting Healthcare
- ewalker223
- Feb 19
- 2 min read
President Trump's Newest Order
In a significant policy move, President Donald Trump signed an executive order on February 18, 2025, directing the government to expand access to in vitro fertilization (IVF) and reduce its costs. This initiative seeks to make fertility treatments more attainable for individuals and couples facing infertility challenges.
The executive order emphasizes the need for policy recommendations that ensure reliable access to IVF and address existing policies that may contribute to high treatment costs. By potentially lowering these expenses, the directive aims to encourage insurance providers to broaden their coverage of fertility treatments, thereby reducing the financial strain on patients.
Insurance coverage for fertility treatments varies among providers:
Aetna: As the first national insurer to cover intrauterine insemination (IUI) as a medical benefit on eligible plans, Aetna offers certain infertility services. However, coverage specifics, especially for IVF, depend on individual plans and state mandates.
Cigna: Coverage for infertility services, including fertility preservation, is subject to state mandates and varies by plan. Members should consult their benefit plan documents to understand their specific coverage.
With the anticipated reduction in IVF costs due to the executive order, there is potential for insurance providers to enhance their fertility treatment offerings. Employers aiming to support their employees' reproductive health should assess both major medical and supplemental insurance plans to identify the most comprehensive and affordable options.
Take Action Today
Navigating the changing landscape of fertility treatment coverage is essential for offering valuable benefits to your workforce. Contact us to discuss how recent policy changes may influence insurance offerings and to explore the best major and supplemental plans tailored to your employees' needs.
Note: Insurance coverage varies by plan and state mandates. It's essential to consult directly with insurance providers or a benefits consultant to obtain accurate and personalized information.
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