IVF & Fertility Treatments
- ewalker223
- Feb 19
- 2 min read
IVF Executive Order
On February 18, 2025, President Donald Trump signed an executive order aimed at expanding access to in vitro fertilization (IVF) and reducing its associated costs. This directive mandates the Domestic Policy Council to develop policy recommendations within 90 days to protect IVF access and significantly lower out-of-pocket expenses and health plan costs. The ultimate goal is to make IVF treatments more affordable and accessible for individuals and couples seeking fertility assistance.
The high costs of IVF have historically been a barrier for many, with a single cycle ranging from $12,000 to $25,000. By addressing these expenses, the executive order aims to alleviate the financial burden on patients and encourage insurance providers to expand their coverage of fertility treatments. Lower treatment costs can make it more feasible for insurance companies to include comprehensive IVF coverage in their plans, benefiting both employers and employees.
Several major insurance (list below is not inclusive) providers currently offer varying degrees of coverage for infertility services:
Aetna: Members can inquire about their specific infertility coverage by contacting Member Services. Coverage details are also available through their member website.
Cigna: Coverage for infertility services, including certain fertility preservation services, may be influenced by state mandates. Members are encouraged to review their benefit plan documents for specific coverage information.
With the anticipated reduction in IVF costs resulting from the executive order, there is potential for these and other insurance providers to enhance their fertility treatment offerings.
Employers seeking to support their employees' family planning goals should consider evaluating both major medical and supplemental insurance plans to determine the most comprehensive and cost-effective options.
Take Action Today
Understanding the evolving landscape of fertility treatment coverage is crucial for providing valuable benefits to your workforce. Contact us to discuss how recent policy changes may impact insurance offerings and to explore the best major and supplemental plans tailored to your employees' needs.
Note: Insurance coverage varies by plan and state mandates. It's essential to consult directly with insurance providers or a benefits consultant to obtain accurate and personalized information.
Comments